Cricket fans wins big prizes at Caltex HBL PSL fantasy league


Karachi (Cliff News)The fourth edition of HBL Pakistan Super League ended in Karachi last month but for some diehard fans the curtains finally fell here on Thursday with the climax of the Caltex HBL PSL Fantasy League brought to you by Cricingif.Pakistan Super League in partnership with Cricingif has brought Caltex HBL PSL Fantasy League powered by Konnect.The winners of the mega prizes of the Caltex HBLPSL Fantasy League gathered at the Defence Authority Country and Golf Club to receive their prizes from Pakistan cricket legend and Cricingif board member Wasim Akram, along Ahmed Zahid Zaheer, Country Chairman & Area Business Manager, Chevron Pakistan Lubricants (Private) Limited.Caltex is the title sponsor for the HBL PSL Fantasy League. Pioneering the innovation in fan engagement through gamification and attractive prizes, this digital property is providing a great opportunity for PSL fans, to not only take their passion to the next level but also to enjoy exciting rewards.By participating in the Caltex HBL PSL Fantasy League users availed the chance to win a Honda CBR 500, ICC World Cup trip to England (2019), a Home theatre system and Caltex branded collectables.More than 97000 teams participated in the Fantasy League. Apart from grand prizes, 4600 individuals won Caltex branded giveaways in different categories.The Grand Prize winners of the Caltex PSL Fantasy League were Lahore’s Husnain Sakhi, Faisalabad’s Muhammad Qusain Saeed and Jehlum’s Kanwal Arshad. The winners received their prizes from Wasim Akram.Ahmed Zahid Zaheer, Country Chairman & Area Business Manager, Chevron Pakistan Lubricants, stressed that his company will continue supporting sports activities in Pakistan.“Chevron Pakistan Lubricants (Pvt.) Limited firmly believes in a secure, long-term future in Pakistan and aims to continue investment and provide world-class products and services to its esteemed customers in Pakistan. We have a legacy of more than 75 years of service in this region and are committed to sustain and grow in the Pakistani markets. We will also continue supporting community and sports related events and activities like the Caltex HBL PSL Fantasy league,” he said.


Cricket legend Wasim Akram gives the grand prize of Caltex HBL PSL Fantasy League to Lahore’s Husnain Sakhi as Ahmed Zahid Zaheer, Country Chairman & Area Business Manager, Chevron Pakistan Lubricants, Najam Shamsuddin and Jawwad Ghulam Rasool look on here on Wednesday

PTCL Group posts Double Digit Growth in Q1, 2019

PTCL Group Q1 Results - English PictureIslamabad(Cliff News)Pakistan Telecommunication Company Limited (PTCL), the country’s leading telecom and ICT services provider, has announced its financial results for the quarter ended March 31, 2019 at its Board of Directors’ meeting held in Islamabad on April 17, 2019.PTCL Group’s revenue for the quarter has grown YoY by 11% to Rs.33.5 billion as a result of an accelerated growth in the Ufone and Ubank revenues. Ufone revenue has increased double digits YoY, UBank, a microfinance banking subsidiary of PTCL, has shown significant growth of 53% in its quarterly revenue over last year. PTCL Group’s operating profit and net profit for the quarter have improved by 34% and 95% respectively as a result of the revenue growth.PTCL revenue of Rs.17.9 billion for the quarter is slightly lower than last year. PTCL’s flagship Fixed Broadband services posted revenue growth of 5.8% over last year. PTCL continues its journey to upgrade top 100 exchanges under Network Transformation Project (NTP) in different parts of Pakistan. For the 76 exchanges fully transformed to date in 12 cities YoY revenue growth is even higher at 12% and there is 40% reduction in customer complaints.Corporate business continued its growth momentum from a strong 2018 and has achieved a double digit growth YoY. Growth drivers for corporate business are Cloud Infrastructure, IT, Security and Managed Services projects.Wireless revenue for the quarter has declined on year-on-year basis due to strong competition by the cellular companies providing wireless data services. There is continued decline in domestic and international voice revenues due to illegal/grey traffic termination, continued conversion of subscribers to OTT and cellular services resulting in declining voice traffic volumes.PTCL posted a Net Profit after Tax which is 10% higher than last year. Operating profit for the quarter remained under pressure compared to last year mainly due to increase in operating cost on account of significant hike in power tariffs. However, non-operating income has increased due to higher income on investments as a result of significant increase in benchmark interest rates by the State Bank of Pakistan.
As a national company, PTCL has undertaken various initiatives for climate change and environmental preservation such as collaborating with Ministry of Climate Change to support the Clean Green Pakistan Movement by planting 200,000 trees on company sites. Further, PTCL being an environment friendly company, has also launched campaign for its customers to opt for eBilling, instead of receiving monthly paper bills. PTCL headquarters, a green office certified by WWF, observed Earth Hour to show its support towards the global cause.Being a national company, PTCL shared patriotism of every Pakistani in their love of motherland by supporting ’Sherdil’, a Pakistani movie that highlights the sacrifices, courage and spirit of our PAF pilots, which brought the entire nation together in solidarity and love for Pakistan.

Khushhali Microfinance Bank goes live on Temenos Core Banking

NDC group picture

Karachi(Cliff News)Khushhali Microfinance Bank Limited, the largest microfinance bank in Pakistan, announced that they have gone live with the world’s leading Core Banking System along with Financial Crime mitigation (FCM) and Analytics offered by Temenos (the software specialist for banking and finance).The system is implemented by National Data Consultant (NdcTech), a specialized Fintech solution provider and award winning partner of Temenos.With Khushhalibank’s implementation of Temenos Core Banking system with Pakistan Model Bank (a ready to use package encompassing regulatory and industry best practices), FCM, Analytics and new digital front end, bank will be able to achieve its strategic growth plans.Temenos CBS has converged five banking systems into T24 Core through big bang approach with 186 branches and service centers, servicing to 2.1 million customers.Khushhali bank is the 11th Bank to have completed the transformation with Temenos and NdcTech in Pakistan. It is one of the model implementations in multi-vendor universe. This success story proves that when teams with diverse expertise and domains collaborate, they can produce extra ordinary results.President and CEO, Khushhali Microfinance Bank, Ghalib Nishtar appreciated the exemplary collaboration of Khushhali bank, NdcTech & Temenos and stated, “From bank’s perspective, it’s a major milestone as the new system will improve customer experience, increase operational efficiency and reduce risks. We are very excited with the capabilities the system provides.”“I would like to congratulate all team members for their efforts towards successful completion of this project”, he further added.President & CEO NdcTech, Ms. Ammara Masood stated, “Banks who want to thrive in a fast and evolving landscape need mission-critical solutions and reliable local partners to succeed. Our partnership with Temenos and Khushhali Microfinance Bank has enabled us to achieve this success. We want to continue expanding our proven track record and support other banks with their digital transformation and business scope as well”.

About Khushhali Microfinance Bank:
Khushhali bank came into existence as a first microfinance bank in the country with the promulgation of the Khushhali Bank Ordinance by the Government of Pakistan as part of its national Poverty Reduction Strategy and Microfinance Sector Development Program in the year 2000. The Bank’s initial capital was sponsored by the fifteen commercial banks with major shareholding by NBP, HBL, MCB and UBL. The bank has SBP license to operate nationwide with its corporate office located in Islamabad.

About NdcTech:
NdcTech is an award winning partner of Temenos (the worlds #1 Banking Software) providing unmatched services and innovations to financial institutes and banks. The company delivers transformational services including Consulting on best practices, Implementation, Upgrade, Support and Training of Temenos and other Partner solutions. NdcTech collaborates with customers in Pakistan & MEA to enhance their digital capabilities and solves their toughest challenges by driving innovations to create new products and business models. Their expertise and experience is in the areas of Conventional Banking, Islamic Banking, Central Banking, Microfinance Banking, Investment Banking and Non-Banking Financial Institutes. Please visit:

About Temenos
Temenos Group AG (SIX: TEMN), headquartered in Geneva, is a market leading software provider, partnering with banks and other financial institutions to transform their businesses and stay ahead of a changing marketplace. Over 2,000 firms across the globe, including 38 of the top 50 banks, rely on Temenos to process the daily transactions of more than 500 million banking customers. Temenos customers are proven to be more profitable than their peers: over a seven year period, they enjoyed on average a 31% higher return on assets, a 36% higher return on equity and an 8.6 percentage point lower cost/income ratio than banks running legacy applications.
For more information please visit

Dawlance ‘Service-Campaign’ offers next level of convenience for consumers

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Karachi(Cliff News)Dawlance is pioneering unmatched convenience for its consumers, with the next-level of after-sales services for their home-appliances and electronics. So now, the most reliable consumer-durables company is also the first-ever brand in Pakistan to launch a ‘Service Marketing Campaign’ with a customer-focus and a long term Vision to elevate its standards.A Nationwide outreach is promised with 24/7 Customer-Care Call-Center and the largest network of more than 250 touch-points, delivered by highly trained, after-sales service-technicians, who are well-equipped to execute this campaign successfully.The Marketing Manager of Dawlance stated that: Dawlance is Pakistan’s market leader in home-appliances and a fully owned subsidiary of Arcelik – the largest Turkish enterprise and the third-largest manufacturer in Europe. In Pakistan Dawlance-Arcelik is consistently elevating the standards of quality, while inspiring a service-culture in the industry. This Service-Campaign showcases Dawlance as the most reliable brand of appliances, with three unique propositions; 24-Hours Customer-Care, Highly Trained Technicians and Nation-wide Out-Reach.A special ceremony was held at the Dawlance Head-Office in Karachi, to introduce this resourceful campaign. The event was attended by Dawlance’s top management along with all its zonal staff-members from all over Pakistan. The organization recognized the relentless efforts of its after-sales network, to make this campaign successful. Special honors were given to the outstanding performers and the oldest serving technician  – Mr. Rahim Ullah, who has been serving Dawlance for nearly 2 decades now. During the event, the first live-call complaint was formally received, to launch this campaign, and the after-sales team was dispatched immediately to resolve the customer’s concern.Our consumers across Pakistan are being informed about the benefits of these services, through an extensive advertising and promotional campaign on Electronic-Media and Digital-Platforms. Continuing to work passionately and consistently for more than three decades now, Dawlance has earned the trust of every consumer-segment.

About Dawlance:

Dawlance, a leading home appliances brand of Pakistan, was established in 1980 with the vision of making Dawlance a Global brand by practicing reliability and to make Pakistan Proud; Dawlance serves its consumers in 3 functions involving Food Care, Fabric Care and Home Care with its wide range of appliances including refrigerators, freezers, micro-wave ovens, water dispensers, small kitchen appliances , hoods &hobs, washing machines, dishwashers and air conditioners.Dawlance has large manufacturing capabilities owing to its 3 factories , it has the largest service centre and dealer network in Pakistan; Dawlance’s vast service network in Pakistan displays its ability to reach consumers in every corner of the country and is one of the prime reasons for the brand’s success.Dawlance promises reliability in every way for its consumers and stakeholders alike; Reliability is the key characteristic of Dawlance and is exercised within all functions of the company; it is in fact embedded in the organization’s culture.  Aside from its reliability, Dawlance’s major strengths are differentiation and relevance- it makes products that are relevant to the needs of the Pakistani households but with an element of differentiation; Dawlance takes pride in introducing innovative products for the Pakistani market to enhance the lifestyle of its consumers and deliver a superior product experience.
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Anum Ashraf conducted three day watercolour workshop

A three day watercolour workshop by Anum Ashraf (2)

Karachi(Cliff News)A fun and artistic three-day watercolour workshop culminated at Alcott College, PECHS, conducted by the very talented artist, Anum Ashraf, a painting major and graduate from Indus Valley.The workshop took place at the studio space of the college in an indoor, floor seating ambiance with all materials provided by Ashraf not to mention also her guidance and inspiration.On the first day of the workshop, which was on an architectural theme, the artist guided the students on how to wisely choose their subject.The theme for Day 2 was landscapes. The students learnt about colour-making and selection that helped them with their basic strokes in water colours.
On Day 3 of the workshop, students brought their own natural style to the surface with a free theme.Ashraf’s students were seen enjoying all three days of the workshop along with their teacher. They enhanced their skill and creativity with watercolours over the three days and created pieces which they proudly took home to display.

Meezan Bank and Regal Automobile Industries enter into Strategic Alliance

MBL, Regal Eng

Karachi(Cliff News)Meezan Bank, Pakistan’s leading Islamic bank and the Best Bank in Pakistan, has recently signed a Memorandum of Understanding with Regal Automobile Industries Limited to provide exclusive Shariah-compliant financing solutions and value-added services to its customers.  Mr. Arshad Majeed – Group Head Consumer Finance, Meezan Bank signed the MoU with Mr. Sohail Usman, Chairman, Regal Automobile Industries Limited – in Karachi, along their respective senior team members.Mr. Arshad Majeed, while speaking at the occasion, expressed his appreciation to Regal Automobile Industries for creating an opportunity to enhance customer experience by offering priority processing, fast track vehicle delivery as well as after-sales benefits. He further added: “As a leader in Islamic Car Finance in the country, Meezan Bank aims to enhance its product offering by actively working with new automobile manufacturers such as Regal Automobile Industries Limited to offer additional value-added services to its customers. We are hopeful that this recent alliance will prove to be mutually beneficial for both the organizations and help in reaching to a larger market.”Regal Automobile has recently entered into the Pakistani auto market, with a license to locally produce the DFSK (Dongfeng) vehicles originating from China, under the ‘Prince’ brand name. DFSK (Dongfeng) comes under the umbrella of Dongfeng Motor Corporation, the state-owned auto giant. As per the MoU, Meezan Bank will facilitate the provision of Shariah-compliant car financing solution while Regal Automobile’s brand ‘Prince’ will ensure priority delivery of Vehicles including Glory 580, K07 and C37 with after-sales support services to Meezan Bank’s customers across Pakistan.

Huawei to drive discussion on 5G commercialization at SAMENA Leaders Summit

Photo Release - Charles Yang
Karachi(Cliff News)Huawei, the leading global provider of information and communications technology (ICT) infrastructure and smart devices, will host the ‘5G is ON’ forum as part of the SAMENA Leaders’ Summit, scheduled for Thursday 18th April 2019. Huawei will explore the 5G readiness of the region and engage in discussions exploring the large-scale deployment and commercialization of 5G. Private and public sector industry leaders will take part in Huawei’s subforum to discuss how emerging 5G-enabled intelligent services and innovations can help operators identify new business opportunities and thereby achieve growth.As the leader and partner of choice for operators launching 5G globally, Huawei will also use the event as a platform to demonstrate how its E2E 5G solutions can help Middle East organizations fully capitalize on the commercialization of 5G. SAMENA Leaders’ Summit is a platform for private and government sector leaders in the telecommunications sector to discuss opportunities and challenges in the industry. Attracting delegates from across 29 regional nations, this year the summit invites industry partners to discuss how emerging 5G-enabled services and innovations will start to take shape in the region.Under the summit theme ‘Early Proliferation of 5G Vital to Building the Digital Economy’, Huawei will partake in several key discussions. They include the high-level leaders’ roundtable conversation addressing the impact of 5G, industry 4.0, cross-industry engagement and digital enablement. Huawei will also be a key contributor to the leaders’ panel discussion, addressing the topic of enabling and transitioning to an ‘inclusive 5G’ ecosystem.Charles Yang, President of Huawei Middle East commented that “This year’s SAMENA Leaders’ Summit is especially meaningful to us, as 2019 marks Huawei’s sixth consecutive year co-hosting the event, and while in the past we have focused on the imminent arrival of 5G, this year we can say with confidence that the time for large scale 5G deployment has finally come. Businesses, standards, products, and terminals are fully ready, and a comprehensive 5G ecosystem is emerging. The arrival of 5G will accelerate digital transformation and bring about the all-connected, all-intelligent world, playing a pivotal role in helping regional leaders meet their economic growth targets and national agendas. We are excited to meet with our partners and stakeholders in Dubai to discuss how together we can lead this transformative epoch of digital transformation.”As one of the most anticipated ICT thought leadership events in the region, the Leaders’ Summit 2019 will empower the SAMENA Telecommunications Council to be at the forefront of the campaign to build digital economies. Driven by the goal of creating an intelligent 5G ecosystem, Huawei has invested considerable resources into 5G development, deployment, and infrastructure, and is the first choice for global operators to deploy new generation networks. The summit will reinforce the beneficial outcomes gained by Huawei and its partners when working together to accelerate the growth of 5G in the region. Its consultation process and expertise in advanced ICT technologies is setting a global 5G standard while creating the optimal opportunity for cities to achieve digital transformation.

About Huawei:

Huawei is a leading global provider of information and communications technology (ICT) infrastructure and smart devices. With integrated solutions across four key domains – telecom networks, IT, smart devices, and cloud services – we are committed to bringing digital to every person, home and organization for a fully connected, intelligent world. Huawei’s end-to-end portfolio of products, solutions and services are both competitive and secure. Through open collaboration with ecosystem partners, we create lasting value for our customers, working to empower people, enrich home life, and inspire innovation in organizations of all shapes and sizes. At Huawei, innovation focuses on customer needs. We invest heavily in basic research, concentrating on technological breakthroughs that drive the world forward. We have more than 180,000 employees, and we operate in more than 170 countries and regions. Founded in 1987, Huawei is a private company fully owned by its employees.

Charles Yang (1)